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Benefits of Medicare Advantage Plans

Considering health insurance in your later years? A Medicare Advantage plan is a great option. It offers more benefits than Original Medicare all bundled in a “one-stop-shop” type of plan. 

What are Medicare Advantage plans?

Medicare Advantage plans are health plans offered by private health insurance providers that cover Part A (hospital insurance) and Part B (medical insurance) of Original Medicare as well as Medicare drug coverage, Part D. In addition, a lot of Medicare Advantage plans also offer hearing, vision, and dental benefits that aren’t offered by Original Medicare. 

Benefits of Medicare Advantage plans

Not only do Medicare Advantage plans offer hospital insurance, medical insurance, drug coverage and the extra vision, hearing, and dental benefits, but a lot of plans also cover wellness programs too. This can include gym memberships and Silver Sneakers exercise classes. Some plans also offer coverage of transportation and over the counter drugs.

How do Medicare Advantage plans work?

Medicare pays these private insurance providers a fixed amount each month to cover your care. These plans can charge different out-of-pocket costs and can set rules on how you get services. This can include whether you need a referral to see certain specialists or if you can see doctors outside of the insurance provider’s network. 

How to join a Medicare Advantage plan

First look into Medicare health plans in your area and compare different plans to find the one that’s best for you. You can use Medicare’s plan finder to help with this process. Then, visit the plan’s website to see if you can enroll online. Fill out the necessary paperwork online or contact the plan to get an enrollment form. To learn more about how to join Medicare Advantage plans, please visit this Medicare page.

To learn more about Medicare Advantage plans, Medicare’s website has everything you need to know.

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